The questions every owner asks before the first call, answered straight.

Do I pay you anything?

No. The PEO compensates the broker, so our service costs you nothing on top of what you would pay going direct. See How we get paid.

Are you actually independent?

Yes. We work with many providers and recommend on fit, which is what lets us say no when a PEO is the wrong move.

Who is a PEO a fit for?

Owner-led businesses with real W-2 payroll, including single-owner companies where the owner is on a W-2. See Who we help.

Is there an employee minimum?

Minimums vary by provider and state. The analysis and a short call will tell you quickly whether you clear them.

What does a PEO cost?

Pricing is usually per-employee or a percent of payroll, and the net depends on the benefits and comp offsets. Your exact number comes from the analysis.

How long does setup take?

It varies by provider and complexity. We walk you through the timeline before you commit to anything.

What does the report show?

A line-by-line current-versus-PEO comparison built from 2026 law and real carrier rates, with every figure sourced.

Can my CPA check it?

Yes. The report is built to be re-derived, every line traces to a rule, a rate, or a stated assumption.

What if the math says no?

Then we tell you. We would rather you not sign than sign into something that does not help, which is the whole point of being independent.